{"id":45,"date":"2025-05-31T10:19:47","date_gmt":"2025-05-31T10:19:47","guid":{"rendered":"https:\/\/debtsure.in\/blog\/?p=45"},"modified":"2025-05-31T10:21:52","modified_gmt":"2025-05-31T10:21:52","slug":"how-to-get-the-pm-svanidhi-loan-of-%e2%82%b950000","status":"publish","type":"post","link":"https:\/\/debtsure.in\/blog\/how-to-get-the-pm-svanidhi-loan-of-%e2%82%b950000\/","title":{"rendered":"How to get the PM SVANidhi Loan of \u20b950000?"},"content":{"rendered":"\t\t
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How to get the PM SVANidhi Loan of \u20b950000?<\/b><\/h3>\n

Commonly known as thelewala, rehriwala, theliphadwala, hawkers, street vendors, and so on, they play an important role in our urban informal economy throughout the country. They supply the products, which include fruits, vegetables, stationery, footwear, clothing, textiles, artisan goods, household goods, ready-to-eat food, and so on. These vendors are the backbone of many bustling city markets, providing affordable goods and services to millions of people daily. However, despite their important role in the economy, many of them lack access to formal credit, limiting their ability to grow or stabilise their businesses.<\/span><\/p>\n

In 2020, the Indian government introduced the PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) scheme to assist the crucial sector of street vendors in the economy. Eligible street vendors can receive a \u20b910,000 loan without collateral under this scheme, with subsequent loans of \u20b920,000 and \u20b950,000 with a 7% interest subsidy. The objective of this scheme is to expand India’s digital footprint by incentivising street vendors to use digital transactions. A cashback of up to \u20b9100 per month is available to street vendors in order to encourage online transactions.\u00a0<\/span><\/p>\n

Eligibility Criteria for PM SVANidhi Loan\u00a0<\/b><\/h3>\n
    \n
  1. Street sellers who possess an Urban Local Body (ULB) Identity Card or Certificate of Vending.<\/span><\/li>\n
  2. Vendors who were listed in the survey but have not yet been issued an Identity Card or Certificate of Vending.<\/span><\/li>\n
  3. Street vendors who did not participate in the ULB-led identification survey or who began vending after the survey was completed and received a Letter of Recommendation (LoR) from the ULB \/ Town Vending Committee (TVC).<\/span><\/li>\n
  4. The vendors from nearby rural, peri-urban, and development areas who sell inside the ULBs’ borders and have received a Letter of Recommendation (LoR) from the ULB\/TVC to that effect.<\/span><\/li>\n<\/ol>\n

    Application Process For PM SVANidhi Loan\u00a0<\/b><\/h3>\n

    Street vendors must go to a local Banking Correspondent (BC) or Micro Finance Institution (MFI) Agent to apply for loans under the PM Svanidhi scheme. These individuals will be on a list provided by ULBs. They will assist street vendors in filling out the application form and uploading the documents into a mobile app or the respective portal.\u00a0<\/span><\/p>\n

    The following KYC documents are needed in order to apply for loans:<\/span><\/p>\n

      \n
    • A letter of recommendation from a ULB or TVC, or a certificate of vending or ID card issued by ULBs.<\/span><\/li>\n
    • Any one of the following:<\/span><\/li>\n<\/ul>\n
        \n
      • Aadhaar card.<\/span><\/li>\n
      • Voter Identity card.<\/span><\/li>\n
      • Driving licence<\/span><\/li>\n
      • MGNREGA card.<\/span><\/li>\n
      • PAN card<\/span><\/li>\n<\/ul>\n

        Want to learn more about the PM SVANidhi Loan Scheme?<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

        How to get the PM SVANidhi Loan of \u20b950000? Commonly known as thelewala, rehriwala, theliphadwala, hawkers, street vendors, and so on, they play an important role in our urban informal economy throughout the country. They supply the products, which include fruits, vegetables, stationery, footwear, clothing, textiles, artisan goods, household goods, ready-to-eat food, and so on. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-45","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"blocksy_meta":[],"yoast_head":"\nHow to get the PM SVANidhi Loan of \u20b950000? - Sample<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/debtsure.in\/blog\/how-to-get-the-pm-svanidhi-loan-of-\u20b950000\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to get the PM SVANidhi Loan of \u20b950000? - Sample\" \/>\n<meta property=\"og:description\" content=\"How to get the PM SVANidhi Loan of \u20b950000? Commonly known as thelewala, rehriwala, theliphadwala, hawkers, street vendors, and so on, they play an important role in our urban informal economy throughout the country. They supply the products, which include fruits, vegetables, stationery, footwear, clothing, textiles, artisan goods, household goods, ready-to-eat food, and so on. 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Commonly known as thelewala, rehriwala, theliphadwala, hawkers, street vendors, and so on, they play an important role in our urban informal economy throughout the country. They supply the products, which include fruits, vegetables, stationery, footwear, clothing, textiles, artisan goods, household goods, ready-to-eat food, and so on. 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